Your Lending Experts
This is where your journey to secure specialist lending with simple solutions begins. Get to know The Loans Lab, a commercial loans company based in Bristol, UK, and how we're committed to quality and great service. Join us as we grow and succeed together. We're glad you're here to be a part of our story.
Specialist Lending, Smart Solutions
At The Loans Lab, we pride ourselves on our adaptability and commitment to excellence in every aspect of our commercial loans service. Explore what we have to offer and how we can contribute to your business success..
Why Choose The Loans Lab?
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🔍 Tailored Advice for your industry and stage of growth
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🕒 Fast Turnaround – because timing is everything
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🤝 Experienced Advisors with real-world finance knowledge
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📈 Long-Term Support beyond the loan approval
Our Services
Services
Asset Finance
Grow your business by spreading the cost of essential equipment – from vehicles to aircraft. Preserve cash flow, avoid large upfront investments, and secure financing through the value of the asset.
Key Benefits:
Easier access than traditional loans
Cost-effective and flexible
Asset-backed, preserving other credit lines
Bridging Loans
Short-term funding to bridge property purchases, refinances, or refurbishments. Perfect when timing is critical.
Key Benefits:
Up to 75% LTV
No early repayment fees after 3 months
Interest rolled up to reduce cash outflow
Commercial Investment
Finance for buying or refinancing tenanted commercial or semi-commercial property.
Key Benefits:
Based on property, lease & tenant strength
Higher rates than owner-occupier finance
Ideal for experienced investors
Development Finance
Short-term funding for site purchase and construction – from single-unit builds to large-scale developments.
Key Benefits:
6–24 month terms
Drawn in stages as work completes
Covers purchase + build costs
Healthcare Finance
Specialist finance for healthcare professionals and care facilities.
Primary Healthcare:
Loans up to 25 years
Support for practice buy-ins, property & growth
Care Homes:
Long-term finance for purpose-built or adapted facilities
Tailored for sustained profitability
Invoice Finance
Turn unpaid invoices into immediate cash. Keep your business moving with improved working capital.
Key Benefits:
Fast access to cash
Ideal for high-receivable businesses
Common in construction, retail, logistics
Portfolio Finance
One mortgage for all your rental properties. Streamlined, simple, efficient.
Key Benefits:
Single payment & statement
For landlords with 4+ properties
Ideal for limited company structures
Residential Investment
Buy-to-let style finance for residential property investors.
Key Points:
Higher deposit & rates than residential mortgages
Tailored for rental income generation
Often structured via limited company
About us
It all began with a simple idea fueled by a deep passion for providing specialist lending solutions. As a small business in Bristol, UK, The Loans Lab prides itself on personal attention and dedication to every detail. Our approach is rooted in quality and integrity, ensuring that everything we do reflects our commitment to excellence.
Specialist Lending, Simply Explained
We pride ourselves on our adaptability and commitment to excellence in every aspect of our service. Explore what we have to offer and how we can contribute to your success.
Contact us
Our expert advisors are waiting to help you